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Terms & Conditions of Use

By using any of our Services, as defined herein, or opening an account or otherwise registering with Credit Master, LLC at the domain www.mycreditmaster.net , (referred to as "us", "our", "we" or the "Company"), you hereby expressly enter into a binding legal contract with us and agree to be bound by the terms and conditions below and any ancillary documents referred to below. IF YOU DO NOT AGREE TO ALL OF THE FOLLOWING, YOU MAY NOT USE OR ACCESS THE SERVICES IN ANY MANNER.

1. Introduction

The Company helps both Telephone, Advertisers, Credit Repairing, Commercial loans, Business Consulting, and Publishers (each as defined below) by providing a way for Advertisers and Services to obtain Interactions from prospective clients; and Publishers are able generate revenue by providing such Interactions through the Credit Master, LLC platform.

Please read on to learn the legal terms that govern your use of our website(s), products, services, applications, and dashboard (all of which together constitute the "Services", while "Service" in the singular shall refer to any one of the Services). If you have any questions, comments, or concerns regarding these terms or the Services, please contact us at [email protected] The company has several websites due to business nature or products.

The terms and conditions herein (the "Terms and Conditions" or "Terms"), together with any and all applicable Acceptable Use Policies ("AUP"), Payment and Refund Policies (the "PRP"), Copyright Dispute Policy ("CDP"), Privacy Policy ("PP") and any other policies that the Company may create from time to time and together, the AUP, CDP, PP with these Terms and Conditions, form a legally binding contract between you and the Company (the "Agreement"), and the Agreement sets forth the terms and conditions which shall govern the relationship between Credit Master, LLC the owner of www.mycreditmaster.net , and you, as a user of the Services offered through the Company network ("Company Network") located at marketingprotech.com (the "Site"). You and the Company may also be individually referred to herein as a "Party" and collectively as "Parties". Your using of the Services in any way or registering or opening an account with us means that you agree to the entire Agreement.

2. Parties

If you are agreeing to the Agreement on behalf of an organization, entity, or other individual, you represent and warrant that you are authorized to agree to the Agreement on that organizations, entity's, or other individual's behalf and bind them to these Agreement (in which case, the references to "you" and "you’re" in the Agreement, except for in this sentence, refer to that organization, entity, or individual).

If you're using the Services to purchase Interactions, the term "Advertiser" also refers to you; if you're using the Services to post/sell Interactions to Advertisers, the term "Publisher" also refers to you.

You represent and warrant that you are of legal age to form a binding contract (or if not, you have received your parent's or guardian's permission to use the Services and gotten your parent or guardian to agree to the Agreement on your behalf).

Except as provided below, you will only use the Services for your own, personal use, and not on behalf of any third-party and only in a manner that complies with all laws that apply to you. If you have the express authorization from a third-party to do so, you may use the Services on behalf of such third party, in which case you represent and warrant that you have all rights and authorizations from such third-party that are necessary for you to use the Services on their behalf. If your use of the Services is prohibited by applicable laws, then you are NOT authorized to use the Services. We cannot and will not be responsible for your using the Services in a way that breaks any laws of any country or jurisdiction.

3. Privacy Policy

The Company takes the privacy of its users very seriously. For the current Company Privacy Policy, please click here or review the page or directly click on privacy link under the website located at Footer.

4. Service Agreement

Please see our service agreement per request.

5. Terms, Conditions and Policies 

These Terms incorporate all additional terms, conditions and policies that are set forth in an addendum, schedule, exhibit or amendment to a Sales Order or this Agreement, or set forth at [email protected] (collectively, the “Terms”). These Terms supersede and replace all terms and conditions set forth in any documents issued by Customer, including purchase orders and specifications not agreed to in writing by the Parties.

6. Marketing Partners & Authorized Distributors

Credit Master Business may enter marketing arrangements with marketing partners (each a "Marketing Partner") or resale/distribution agreements with authorized distributors (each an "Authorized Distributor") who market Credit Master Business services to prospective customers who then subscribe to these Terms of Service. When these Terms are accepted by a Customer, the Customer is considered a customer of Credit Master Business only with respect to Credit Master Business services. There is no verbal agreement comply under this agreement.

7. Authorizations

Customer shall provide Credit Master, LLC to review, process, and disputes with third-party to fix errors, or in accurate items on the credit report and improve the credit history/ score.

8. Credit Repair Service Term and Service Cancellation

Credit Master, LLC is a licensed and bonded company to provide the professional services to its customers to remove all disputes and correct inaccuracy. The company may provide additional service to obtain new credit lines/ tradelines. The company may also work with customer’s preferred Lender/ 3rd party per request / authorization.

Credit Master, LLC does give any guarantee for any success. There will be no verbal commitment within our scope of work or legal obligation.

a) Service Term; Notice of Cancellation. The Service Term will begin on the Activation Date. Sales Orders which describe delivery of Service to multiple Customer Locations may identify multiple Service Dates and Service Terms. THE CUSTOMER HAVE 3 DAYS CANCEL POLICY WITHOUT ANY COMMITMENT FROM THE DAY OF FIRST SIGNING DATE.

i. Month-to-Month Services. For Services provided on a month-to-month basis, Customers may terminate the Services by providing at least 30-days’ notice, with termination being effective the month following the month notice was provided.

ii. Fixed Term Services. For Services provided on a fixed-term basis, the Service Term will automatically renew for a Renewal Service Term (with automatic renewal of subsequent Renewal Service Terms) equal in length to the previous Service Term unless either Party terminates the Service(s) by giving the other Party written notice of non-renewal not less than ninety (90) days prior to the expiration of the then-current Service Term. The Service Term shall continue unless and until Customer provides notice of cancellation in accordance with this Section 10, or Credit Master Business terminates the Services in accordance with the terms set forth herein. Notwithstanding notice by a Party to terminate this Agreement, Services will remain in effect through the effective date of termination and the terms and conditions of this Agreement and the applicable Sales Order(s) will continue to apply to such Services. Upon termination of the applicable Service Term, Credit Master Business will not be obligated to furnish the Services to Customer; provided however, if Credit Master Business continues to provide Services and Customer accepts and continues to use the Services after termination of the Service Term, such use shall be on a month-to-month basis and Customer shall be obligated to pay for such Services at then-current monthly rates for such Services. Either party may terminate such month-to-month term pursuant to Section 10.a.i. above.

b) Early Termination Charges - Fixed Term Services.

i. Customer Cancellation and Termination Charges Prior to Activation Date. If Customer cancels all or any part of the Service prior to the Activation Date for the applicable Service for convenience, except as may be expressly permitted by this Agreement, Customer’s liability for such cancellation shall be an amount equal to: (a) all charges (including applicable taxes) incurred by Credit Master Business as a result of such cancellation, including recurring and non-recurring charges, third-party license fees/costs, or early termination fees or charges associated with any other Service; plus (b) three (3) months of the forecasted monthly recurring charges or monthly commitment level payments for the cancelled Service. Credit Master Business may automatically charge Customer’s selected method of payment or Customer shall pay such cancellation amount immediately upon receipt of an invoice therefore, at Credit Master, LLC business’ option.

ii. Customer Cancellation and Termination Charges After Activation Date. If Customer is subject to a minimum Service Term in excess of thirty (30) days and terminates specified Service(s) after the applicable Activation Date for convenience, Customer must provide at least thirty (30) days’ written notice to Credit Master, LLC business. If Customer does so, or if Service is terminated by Credit Master Business hereunder as the result of Customer’s default, Customer shall pay Credit Master Business termination charge equal to the sum of: (i) all unpaid amounts for Service actually provided; (ii) a prescribed percentage of the remaining monthly recurring charges as of the date of termination through the end of the Service Term; (iii) if not recovered by the foregoing, any termination liability/costs payable to third parties resulting from the termination; and (v) applicable Taxes and Fees on all of the foregoing. Credit Master Business may automatically charge Customer’s selected method of payment or Customer shall pay such cancellation amount immediately upon receipt of an invoice therefore, at Credit Master, LLC business’ option.

9. Billing, Credit, and Payment

a) Billing and Payment Processing.

i. Payment of Invoices. Invoices are delivered monthly. Except for usage based fees, all fees are due in advance on the first day of each billing period. Fees may include monthly recurring charges ("Service Fees") and other non-recurring charges including but not limited to, activation fees, porting fees, early termination fees ("ETF"), and other fees further described in Section 12 (collectively, "Fees"). All usage-based charges (including charges for international calls) are due and payable in arrears on the first day of each billing period following the month they were incurred. Customer agrees to pay for all equipment as the equipment order is processed and set up fees upon acceptance of the Sales Order. Customer agrees to pay for the first month of Services upon Activation of the Services. Failure to pay all undisputed amounts in full may result in account suspension pursuant to this Section and Section 27.a, and Credit Master Business shall have no liability for such suspension under any circumstances. If Customer's use of the Services involves usage-based charges, Credit Master Business may, in its sole discretion, process charges against Customer's payment method prior to Customer's regular monthly billing cycle date.

ii. Customer agrees to pay Credit Master Business the recurring monthly service charges, Taxes and Fees, Shipping and Handling, set-up charges and usage charges, if applicable, for Customer's use of the Services. Credit Master Business may also charge, and Customer shall pay all recurring and nonrecurring costs, charges and expenses incurred by Credit Master Business for Customer's benefit in connection with installation, delivery, or implementation of the Services (collectively, the "Special Install Costs"). For clarification and by way of example, standard installation does not include (and the following may comprise a portion of any Special Install Costs) core drilling, wiring extensions for excessive distances, installation of new conduit runs, installation of waterproof shielding, installation of aerial circuit runs, or removal of hazard materials, as determined by Credit Master Business at its sole discretion. Billing will commence on the Activation Date. Customer agrees to provide Credit Master Business with a valid email address, billing address, and a valid payment method prior to activation of Service. Customer shall advise Credit Master Business immediately if Customer's Company Contact or Superuser email addresses change and/or if the payment method changes or expires.

b) Payments via Credit Card or ACH. With respect to all amounts chargeable to Customer under this Agreement, Customer authorizes Credit Master Business to: (a) automatically bill the credit/debit card Customer provided on the same day of each month; or (b) automatically debit (charge) Customer's checking account electronically via ACH on the same day of each month. "ACH" shall mean the automated clearing house, which is the nationwide network of banking institutions that process electronic payments automatically between bank accounts. Customer agrees that Credit Master Business may receive updated information about Customer's account from the financial institution issuing Customer's credit/ debit card. Customer's payment method is also subject to charge for applicable fees and charges arising from a cancellation of Service or required Credit Master Business Equipment returns.

c) Alternative Payment Methods. Under certain circumstances, and except for pre-paid cards, Credit Master Business may agree to accept alternative payment methods. In such case, Customer shall agree to Credit Master, LLC business' reasonable requirements, as well as certain fees, related to the afore mentioned pre-approved, alternative payment methods. In such case, Customer authorizes Credit Master Business to either: (a) use information from the check to make a one-time electronic transfer from Customer's account as soon as the Customer submits the payment; or (b) to process the check as a check transaction, in which case Customer may not receive the check back from Customer's financial institution. If Customer presents a check to Credit Master Business for payment that is returned by Customer's bank for non-sufficient funds, Credit Master Business may suspend or terminate the account pursuant to Section 27.a. Customer shall pay a reconnect fee to re-activate service as set forth in Section 11. iv. Late payments and returned checks are subject to late payment fees and returned check fees, respectively.

d) Suspension of Services. Failure to pay all undisputed amounts in full may result in suspension of Services pursuant to Section 27.a and Credit Master Business shall have no liability for such suspension under any circumstances. During any period of suspension, Services and features and functions of the Services (including, but not limited to call recording service and any other service Credit Master Business is providing) will be unavailable to Customer until the undisputed amount owed is paid in full. Customer will be unable to record calls or access any data or recordings that have previously been stored by Credit Master, LLC business. If Credit Master Business restricts, suspends or terminates Customer’s Services pursuant to Section 27.a., Customer remains liable for all Service Fees during any suspension period. Credit Master Business may, at its sole option, choose to restore Customer’s Services. A restoration fee of $25.00 may apply and any overdue charges must be paid in full. Such restoration shall not be construed as a waiver of Credit Master, LLC business’ right to (i) receive full payment for all Service Fees due or (ii) again restrict, suspend or terminate the Services at any time for non-payment of any unpaid charges. The failure of Credit Master Business to restrict, suspend or terminate the Services for non-payment of any charges shall not operate as a waiver or estoppel to restrict, suspend or terminate Services of such account for non-payment of current or future charges.

e) Billing Disputes. If Customer reasonably disputes an invoice, Customer must pay the undisputed amount and submit written notice of the disputed amount (with details of the nature of the dispute and the Services and invoice(s) disputed) to the address below on or before the due date. In the event Customer intends to dispute amounts already paid in full, Customer must submit notice of such dispute in writing within ninety (90) days from the date of the invoice (such date at the end of such period being the "Dispute Due Date"). After receipt of notice of the dispute, Credit Master Business shall undertake an investigation of the dispute, so long as Customer has not waived its rights pursuant to this paragraph to make the dispute. At the conclusion of the investigation, Credit Master Business will notify Customer of the amount to be correctly charged and such amount will become immediately due and payable. Credit Master Business may charge interest on such amount from the date originally due. If the dispute notice is not sent by the Dispute Due Date, Customer waives all rights to dispute the applicable charges, unless otherwise provided by law. All billing disputes must be sent to:

Credit Master, LLC 8500 Leesburg Pike, Suite 411, Tysons, VA 22182

If Customer does not deliver full payment for all undisputed billed charges by the due date, Credit Master Business may restrict, suspend, or terminate use of the Services or Credit Master Business Equipment pursuant to Section 27.a. Customer shall also reimburse Credit Master Business for all reasonable attorneys' fees and other costs incurred by Credit Master Business relating to collecting delinquent payments or Customer's non-payment breach of this Agreement. Credit Master Business may also apply other payments made by Customer towards any past-due undisputed amounts owed. If Credit Master Business restricts, suspends, or terminates Customer's Services, Credit Master Business may, at its sole option, choose to restore Customer's Services prior to the payment of all charges due. Such restoration shall not be construed as a waiver of Credit Master, LLC business' right to (i) receive full payment for all undisputed amounts due or (ii) again restrict, suspend, or terminate the Services pursuant to Section 27.a at any time for non-payment of any unpaid undisputed charges. The failure of Credit Master Business to restrict, suspend or terminate the Services for non-payment of any undisputed charges shall not operate as a waiver or estoppel to restrict, suspend, or terminate Services of such account for non-payment of current or future charges.

10. Survival of Provisions

Provisions that, by their nature, should survive termination of the Agreement shall survive termination. By way of example, all of the following will survive termination: any obligation you have to pay us or indemnify us, any limitations on our liability, release of our liability, any terms regarding ownership or intellectual property rights, and terms regarding disputes between us.

11. Warranty Disclaimer

The Company does not make any representations or warranties concerning any content contained in or accessed through the Services, and we will not be responsible or liable for the accuracy, copyright compliance, legality, or decency of material contained in or accessed through the Services. We make no representations or warranties regarding: 1) suggestions or recommendations of services or products offered or purchased through the Services; 2) the number of or quality of Clicks, Leads or Calls that any Advertiser will receive; or 3) the performance of any Campaign; and we make no representations or warranties that the use of our Services will result in increased business, revenues, profits, customers, and anything else related to improved performance of your business. Products and services purchased or offered (whether following such recommendations and suggestions) through the Services are provided on an "as is" basis and without any warranty of any kind from the Company or others (unless, with respect to such others only, provided expressly and unambiguously in writing by a designated third-party for a specific product).

THE SERVICES AND CONTENT ARE PROVIDED ON AN "AS-IS" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT USE OF THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.

12. Limitation of Liability

TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES AND UNDER NO LEGAL THEORY (INCLUDING, WITHOUT LIMITATION, TORT, CONTRACT, STRICT LIABILITY, OR OTHERWISE) SHALL THE COMPANY BE LIABLE TO YOU OR TO ANY OTHER PERSON FOR (A) ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, DATA BREACHES, HACKING, COPYRIGHT INFRINGEMENT, TRADEMARK INFRINGEMENT, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, OR (B) ANY AMOUNT, IN THE AGGREGATE, IN EXCESS OF THE GREATER OF (I) $1000 OR (II) THE AMOUNTS PAID (IN THE CASE OF ADVERTISERS) BY YOU TO THE COMPANY OR (IN THE CASE OF PUBLISHERS) BY THE COMPANY TO YOU IN CONNECTION WITH THE SERVICES IN THE TWELVE (12) MONTH PERIOD PRECEDING THE APPLICABLE CLAIM, OR (C) ANY MATTER BEYOND OUR REASONABLE CONTROL.

The Company is not responsible for or liable to you for the loss of, unauthorized or illegal access to (including but not limited to unauthorized or illegal access by a hacker, hacking group, any governmental agency or a rogue individual who works for the Company as an agent, employee or contractor) or corruption of any Content or data in the Company's possession or control, including but not limited to credit card or bank payment data. You hereby agree to unconditionally waive any legal rights granted by common law or statutes or otherwise that you may have to hold the company responsible or liable for such losses of, unauthorized or illegal access to or corruption of any Content or data in the Company's possession or control.

13. Indemnity

To the fullest extent allowed by applicable law, you agree to indemnify, defend and hold Company, its Advertisers and each of their respective parents, publishers, subsidiaries, officers, partners, members, managers, employees, agents and attorneys, harmless from and against any and all claims, allegations, liabilities, costs and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your improper use of the Site or Services and/or any Content; (b) any third-party claim related to your website(s), email(s), any communications or marketing practices; (c) any third-party allegation or claim against Company and/or its Advertiser(s) relating to a violation of any and all national, provincial, state and federal laws or the laws of your jurisdiction; (d) any content, goods or services offered, sold or otherwise made available by you on or through your website(s), email(s) or other marketing channels or otherwise; (e) any claim that Company is obligated to pay any taxes in connection with payment made to you in connection with the Agreement and/or any Services; (f) breach and/or violation of the Agreement and/or any representation or warranty contained herein; and/or (g) your use of the Site and Services in any manner whatsoever, including the actions of any third-parties who access your account, regardless of whether such access was authorized by you or the Company.

If any action is brought against the Company (the "Indemnified Party") in respect to any allegation for which indemnity may be sought from you ("Indemnifying Party"), the Indemnified Party will promptly notify the Indemnifying Party of any such claim of which it becomes aware, except that failure to provide such notice shall not excuse the Indemnifying Party's indemnification obligations under this section unless for any reason. The Indemnified Party shall permit the Indemnifying Party to assume control over the defense of such claim, with counsel chosen by the Indemnifying Party that is reasonably acceptable to the Indemnified Party, provided however, that the Indemnified Party shall control the defense of any such claim that, in the reasonable opinion of such Indemnified Party, could have a material and adverse effect on the business, operations, assets or prospects of such Indemnified Party, and the reasonable costs and expenses thereof shall be included as part of the indemnification obligations of the Indemnifying Party hereunder. The Indemnifying Party will not acquiesce to any judgment or enter into any settlement that adversely affects the Indemnified Party's rights or interests without the prior written consent of the Indemnified Party.

14. Assignment

You may not assign, delegate or transfer these Terms or your rights or obligations hereunder, or your Services account, in any way (by operation of law or otherwise) without our prior written consent. We may transfer, assign, or delegate these Terms and our rights and obligations without your consent.

15. Choice of Law; Arbitration

This Agreement are governed by and will be construed under the laws of the Commonwealth of Virginia, USA without regard to the conflicts of law’s provisions thereof. Any dispute arising from or relating to the subject matter of this Agreement shall be finally settled in Commonwealth Law of Virginia. Judgment upon the award rendered by such arbitrator may be entered in any court of competent jurisdiction. Notwithstanding the foregoing obligation to arbitrate disputes, each party shall have the right to pursue injunctive or other equitable relief at any time, from any court of competent jurisdiction. For all purposes of this Agreement, the parties’ consent to exclusive jurisdiction and venue in the state or federal courts located in, respectively, Fairfax, Virginia.

16. Confidentiality

a) "Confidential Information" means any information disclosed by one Party to the other Party, either directly or indirectly, in writing, orally or by inspection of tangible objects, other than information that you can establish: (a) was publicly known and made generally available in the public domain prior to the time of disclosure; (b) becomes publicly known and made generally available after disclosure other than through the receiving Party's action or inaction; and/or (c) is in the receiving Party's possession, without confidentiality restrictions, at the time of disclosure by the disclosing party as shown by the receiving Party's files and records prior to the time of disclosure.

b) Company's Revenue Share information is considered "Confidential Information."

c) You shall not at any time: (i) disclose, sell, license, transfer or otherwise make available to any person or entity any Confidential Information; (ii) use any Confidential information; and/or (iii) reproduce or otherwise copy any Confidential Information, except as necessary in connection with the purpose for which such Confidential Information is disclosed to You or as required by applicable law. You agree to take all reasonable measures to protect the secrecy of and avoid disclosure and unauthorized use of the Confidential Information. All Confidential Information shall at all times remain Company's personal property and all documents, electronic media and other tangible items containing or relating to any Confidential Information shall be delivered to Company immediately upon Company's request.

d) You acknowledge and agree that any Content or other data or information that you upload to the Site or otherwise provide to the Company shall not be considered Confidential Information. Other than as provided by the Privacy Policy of the Company, the Company shall not be required or obligated to treat such Content or other data or information as according to the requirements of sub-section c) above.

17. Miscellaneous

a) You will be responsible for paying, withholding, filing, and reporting all taxes, duties, and other governmental assessments associated with your activity in connection with the Services, provided that the Company may, in its sole discretion, do any of the foregoing on your behalf or for itself as it sees fit.

b) The failure of either you or us to exercise, in any way, any right herein shall not be deemed a waiver of any further rights hereunder.

c) If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated, to the minimum extent necessary, so that this Agreement shall otherwise remain in full force and effect and enforceable.

d) You and the Company agree that this Agreement are the complete and exclusive statement of the mutual understanding between you and the Company, and that it supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of this Agreement, and that all modifications to this Agreement must be in a writing signed by both parties (except as otherwise provided herein).

e) No agency, partnership, joint venture, or employment is created as a result of this Agreement and you do not have any authority of any kind to bind the Company in any respect whatsoever.

f) You and the Company agree there are no third-party beneficiaries intended under this Agreement.

g) No waiver of any breach of any provision of the Agreement shall constitute a waiver of any prior, concurrent or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving Party.

h) Neither Party shall be liable to the other by reason of failure or delay in the performance of its obligations hereunder on account of telecommunications, Internet or network failure or interruption, results of computer hacking, Acts of God, fires, storms, war, governmental action, labor conditions, earthquakes, natural disasters or any other cause which is beyond the control of such Party.

i) You acknowledge and agree that you have received sufficient time to personally review and retain legal counsel to review the Agreement in full.

Address

8500 Leesburg Pike, Suite 411,
Tysons, VA 22182, United States

Telephone

773 800 7900

Email

[email protected]